Insurance Shopping Tips

1. Shop Around

You aren’t going to find the best rate or coverage by believing what you hear on the television and calling one number. Shopping around both online and at your local insurance agencies right in New Orleans is the best way to get the car insurance you need.

2. Talk to People

Like friends, family members, co-workers. Get a list going of who they use for insurance and whether or not they like it. Remember, it’s not all about price, it’s about price and coverage, so you want to ask about their interactions, how well any claims were handled etc.

3. Talk to Insurance Agents

In this day and age of the Internet, it is entirely possible to find hotcfarmersmarket.com/always-check-the-insurance-first/ insurance and sign up for coverage without ever speaking to a single soul. This isn’t necessarily a good thing, because you may well be sacrificing a better rate or discount in the name of convenience. Speaking with an agent who will ask you qualified questions about your needs can help you get the best car insurance you need. They often will find you eligible for discounts that the computer will have missed.

4. Don’t Be Afraid to Get Extra Coverage

You are much better off bumping up this or that coverage to the next level if you have even the slightest inkling that you might need it. Remember, in choosing protection you are essentially wagering that you will never run into a Lamborghini and be responsible for its repairs. That extra $2.75/month level of coverage can end up saving you a whole lot of restless nights and won’t even buy you a premium coffee, so don’t scrimp. Examine some car insurances do’s and don’ts on the next page.